Send a letter to your home club, go there in person, or use the online member portal where your club offers it. The club must receive it at least 8 days before your next billing date.
Mind My Money finds the memberships still charging you and works through cancelling them with you.
This is for anyone paying for a Planet Fitness membership they no longer use, in the United States. Planet Fitness's own pages, the state laws and the federal payment rules were read on 30 September 2026.
Planet Fitness says you can end a membership by sending a letter to your home club, by going to your home club in person, or by logging in to the member portal on its website, and adds that “Some policies and procedures may vary by location based on state and local guidelines.” So the portal may or may not offer it for your club, and the clubs are independently owned, which is why two members can be told different things.
Whichever way you use, leave with proof of the date your request arrived: the confirmation email from the portal, a signed copy from the desk, or a letter sent by certified mail. The stories of a year of charges after cancelling almost all start with a request nobody could prove, such as a card handed in at the desk or a letter sent without tracking.
The monthly charge. Planet Fitness's FAQ now says that “to stop the billing of your monthly membership on your next billing date, the club must receive notice of your request to end your membership at least 8 days before your next billing date, as it may take up to 7 days for billing changes to take effect.” Many pages, including Google's own summary, still give fixed dates (the 10th for a charge on the 17th), and those are no longer what Planet Fitness publishes. Your billing dates are in the member portal and on your membership agreement.
The annual fee is $49 on top of the monthly price, and it has its own deadline: the request must reach the club “at least 8 days prior to the annual fee date.”
A minimum term. Memberships may include a 12-month commitment, and ending one early costs a $58 buyout fee. A membership without a commitment can be ended at any time without one.
There is no federal rule that makes a gym let you cancel online. The FTC's 2024 click-to-cancel rule was struck down by a federal appeals court and removed in February 2026. Several states have their own rules, though, and the strongest is New York's, which covers every gym member however they joined.
| Where | Since | What it means for you |
|---|---|---|
| New York State | In force | A gym must accept a cancellation by website, email, phone, mail or in person, whichever way you joined, and process it within three business days. You can also cancel if you move more than 25 miles from any of the seller's clubs, or are significantly disabled for over three months. |
| New York City | 1 October 2026 | The city's own click-to-cancel rule: cancelling must work the same way as signing up, with complaints through 311. In February 2026 the city warned 187 gyms, Planet Fitness among them. |
| Massachusetts | 2 September 2025 | Cancelling must be at least as easy as joining, and if you joined in person, the gym must also offer a way to cancel online or by phone. |
| Maine | Memberships from 1 January 2026 | Gyms must let you cancel the same way you joined, and unauthorised charges are refunded three times over. |
| California | Contracts from 1 July 2025 | If you joined online, you must be able to cancel online; otherwise in the same way you joined. |
| Colorado | 6 August 2025 | If you joined online, you must be offered a way to cancel online. |
| Minnesota | 1 January 2025 | If the gym's website manages your membership, it must have a way to cancel on it. |
If your club refuses a cancellation one of these rules requires it to take, tell it which rule, and complain to your state attorney general (in New York City, to the city through 311) if that does not settle it.
A tip that runs all over Reddit, TikTok and Google's own summary says to change your home club to one in California, where the online cancel button then appears. Nobody we found has shown that it works or that it would count. California's law protects consumers in California and is about the way you signed up, and whether switching your home club makes you one is not established anywhere. Planet Fitness's own rules also stop many members from transferring at all: you have to have been a member for at least 90 days, owe nothing, not be a minor and pay monthly rather than in full. If you are in one of the states above, the law there is a firmer footing than the trick.
Planet Fitness says many of its clubs take payment only as a transfer from a checking account. That matters, because a recurring transfer from a checking account falls under the federal rules for electronic payments (Regulation E), which give you rights against your own bank rather than against the gym.
That 60-day window is why the forum stories of a year of charges nobody noticed tend to end with a manager refunding a single month, and why reading your statement every month matters more than any of the steps above. If the club will not put it right, complain to your state attorney general or the FTC at reportfraud.ftc.gov, and if the bank will not block the payments, to the Consumer Financial Protection Bureau.
Mind My Money goes through your spending on your own computer and finds the memberships still charging you, including an annual fee that shows up once a year and is easy to forget. It asks whether you still want each one, and where you do not, it works through the cancellation with you and reads your membership page afterwards to see that it took. The same method for everything else you pay for is on how to find all your subscriptions.
Runs on your own computer, and the app is free.