An AI that goes through your bank statements for you.
It names every payment, including the ones your bank only calls IRIS or PayPal, shows you where the money went, and helps you stop paying for what you don’t use.
It runs on your own computer and asks before it changes anything.
Life without and with Mind My Money
Pay what you decide it’s worth, including nothing.
It stops for what only you can do, a login or a judgement call, and asks. At your computer, or on your phone.
Not like the money apps you already know.
| Your bank’s app | A budgeting app | Mind My Money | |
|---|---|---|---|
| Gets your transactions | Already has them | Through a bank connection you authorise | You sign in to your bank yourself, in a browser on your computer |
| A payment called “IRIS” | Usually just “IRIS” | Usually just “IRIS” | Named from your own receipts, messages and photos |
| Who sorts it | Its own guess | Its own guess, plus your rules | It does, and asks when it isn’t sure |
| Where your data goes | The bank | Their servers | Your computer, and your own AI account |
What your bank can only call IRIS, PayPal, or Viva Wallet gets worked out from the receipts, messages and screenshots around each payment, here on your computer.
it works inside sessions you signed into yourself, in a browser profile kept apart from your everyday one — so it can only reach what you put in there, and it still deserves the caution you’d give anyone you handed an unlocked laptop. Never approve a 2FA prompt you weren’t expecting, and read what we recommend and what we won’t take responsibility for before it goes through your first month.
What it does
- Shows you where the money went this month, every transaction named and sorted, down to what was in the shopping, and what changed since last month
- Works out the shop behind IRIS and PayPal and the rest from your own receipts, messages and photos, here on your computer, looking only at the few days around each payment
- Finds the recurring charges and asks you, one by one, whether to keep them
- Cancels the ones you say no to, and moves you to a better deal where there is one, with you watching
- Keeps a running total of what it has saved you, checked against your own statements
Compare life with and without Mind My Money.
57 seconds. Best with sound on.
Is this for you?
Quite possibly not. If you already know where your money goes, and there is nothing in the standing orders you would cancel, then this isn’t for you.
It’s for the household that has never once seen a whole year of spending in one place. For anyone fairly sure they still pay for a gym they don’t go to. And for the person who has been meaning to switch the electricity contract since the winter before last.
You decide what it’s worth.
Including nothing. The report is yours at zero, every month, for as long as you like. When it has saved you something, that is the number to set the slider from, and it stays where you put it until you change it.
This is where you go.
Two rungs on the ladder put your business on this page — a line and a link, from one small company to another.
Nobody is on it yet. It starts with whoever picks €50 first, and we are not going to pad it out in the meantime.